Cutting the monthly mortgage bill is easy — and profitable







Looser Central Bank rules, generous Help to Buy grants for first-time buyers – but trader uppers are being left out in the cold

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Property purchasers struggling to save more than a 10% deposit should remember that there are ways to get exempted from the rule.

MyMortgages.ie Dublin Cork

 

Some 14 months on from the introduction of the oft-discussed and much-maligned mortgage lending rules, they certainly seem to be having an impact.

Mortgage approvals have slumped 15 per cent in the three months to the end of February, compared with the same period a year earlier. However, industry players say this is not down to the rules alone. Approvals rocketed ahead of their introduction, so looking year-on-year may not be a fair comparison.

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