trading down Archives - MyLifeCover https://mylifecover.ie/tag/trading-down/ Mon, 23 Apr 2018 09:43:43 +0000 en-GB hourly 1 https://wordpress.org/?v=6.8.3 https://mylifecover.ie/wp-content/uploads/2019/07/cropped-MyLifeCover-Fav-32x32.png trading down Archives - MyLifeCover https://mylifecover.ie/tag/trading-down/ 32 32 Cutting the monthly mortgage bill is easy — and profitable https://mylifecover.ie/cutting-the-monthly-mortgage-bill-is-easy-and-profitable/ Fri, 05 Jan 2018 18:37:06 +0000 http://mymortgages.ie/?p=3725 Friday, January 05, 2018 – 06:15 am   Time spent reducing your debts, bills and tax will be the most profitable time you spend this year, writes John Hearne. A credit union survey suggests it takes an average of eight-and-a-half weeks to get back to normal after the annual overspend. If you’re carrying a large credit … Continue reading "Cutting the monthly mortgage bill is easy — and profitable"

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]]> More than 60 first-time buyers get approved every day for €218k mortgage https://mylifecover.ie/more-than-60-first-time-buyers-get-approved-every-day-for-e218k-mortgage/ Thu, 21 Dec 2017 11:56:40 +0000 http://mymortgages.ie/?p=3680 Figures show first-time buyers now account for 50% of approvals as rising prices drive up average mortgage loan Tue, Nov 28, 2017, 09:13   Fiona Reddan   Every day in October, some 62 first time buyers got approval for a mortgage worth an average of €218,000, new figures show, which also reveal that while the rate … Continue reading "More than 60 first-time buyers get approved every day for €218k mortgage"

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]]> Mortgage Switching Can Save Homeowners Between €1,200 & €3,600 A Year https://mylifecover.ie/3674/ Tue, 19 Dec 2017 10:12:30 +0000 http://mymortgages.ie/?p=3674   Written by Robert McHugh, on 24th Nov, 2017. Posted in Property Despite the Central Banks recent efforts to highlight the benefits of mortgage switching to consumers, the majority of mortgage holders remain unaware of the potential savings that exist and of their eligibility to switch lenders. This is according to figures from MyMortgages.ie who … Continue reading "Mortgage Switching Can Save Homeowners Between €1,200 & €3,600 A Year"

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]]> A Good Time to Switch Mortgage. https://mylifecover.ie/a-good-time-to-switch-mortgage/ Wed, 13 Dec 2017 15:32:12 +0000 http://mymortgages.ie/?p=3662   John Hearne looks at why the right mortgage switch can deliver you up to €3,600 in annual savings Mortgage brokers MyMortgages.ie reveals that switching mortgage providers can save homeowners anywhere between €1,200 an €3,600 per year. Joey Sheahan is head of credit with MyMortgages.ie. He says that despite the fact that the mortgage payment … Continue reading "A Good Time to Switch Mortgage."

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]]> Making Cents: Switch your mortgage to avail of great savings https://mylifecover.ie/making-cents-switch-your-mortgage-to-avail-of-great-savings/ Tue, 05 Dec 2017 11:03:46 +0000 http://mymortgages.ie/?p=3570   Tuesday, December 05, 2017 For those of us not lucky enough to be on a tracker mortgage, there has been some good news in the last couple of month, with many of the main providers reducing either fixed or variable rates, writes Grainne McGuinness. Bonkers.ie head of communications Mark Whelan, said recently: “There is … Continue reading "Making Cents: Switch your mortgage to avail of great savings"

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]]> Mortgage borrowers will save ‘if they switch’ https://mylifecover.ie/mortgage-borrowers-will-save-if-they-switch/ Mon, 04 Dec 2017 10:32:56 +0000 http://mymortgages.ie/?p=3563 By Christian McCashin Home owners can save almost a third of the value of their mortgage by simply switching to a cheaper deal. A bank mortgage price war means anyone on an average variable rate can save hundreds a month on even a relatively small home loan of €150,000. Joey Sheahan, of MyMortgages.ie said: ‘Many … Continue reading "Mortgage borrowers will save ‘if they switch’"

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]]> Where are the incentives for the negative equity generation? https://mylifecover.ie/where-are-the-incentives-for-the-negative-equity-generation/ Thu, 30 Nov 2017 12:12:07 +0000 http://mymortgages.ie/?p=3481 Looser Central Bank rules, generous Help to Buy grants for first-time buyers – but trader uppers are being left out in the cold Fiona Reddan  Tue, Dec 13, 2016 Carton Wood, Maynooth. A first time buyer would need a deposit of just €14,750 to buy a three-bed semi-detached house worth €295,000. Someone trading up on the … Continue reading "Where are the incentives for the negative equity generation?"

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]]> Mortgages: How to get around the Central Bank’s borrowing rules https://mylifecover.ie/mortgages-how-to-get-around-the-central-banks-borrowing-rules/ Thu, 30 Nov 2017 12:03:52 +0000 http://mymortgages.ie/?p=3479 Property purchasers struggling to save more than a 10% deposit should remember that there are ways to get exempted from the rule.   Some 14 months on from the introduction of the oft-discussed and much-maligned mortgage lending rules, they certainly seem to be having an impact. Mortgage approvals have slumped 15 per cent in the … Continue reading "Mortgages: How to get around the Central Bank’s borrowing rules"

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